What is the primary investment objective for the Patel's $12,000 cash down payment?

The primary investment objective of capital preservation focuses on ensuring that the initial amount invested, in this case, Patel's $12,000 cash down payment, remains intact and is not subject to significant loss. This objective is particularly important for individuals who want to safeguard their principal while potentially earning a modest return, rather than aiming for aggressive growth or long-term gains.

In the context of a cash down payment, it is common for individuals to prioritize the security of their funds, especially if it relates to an impending purchase or investment. This conservative approach allows Patel to mitigate risk, ensuring that the down payment can be readily accessible and protected, which is crucial for financial planning and upcoming commitments.

Other investment objectives, such as growth or long-term investment, typically involve greater exposure to market fluctuations and potential loss of principal, which would not align with the cautious aim of preserving capital. Similarly, short-term yield focuses more on immediate income generation but may involve risks that could threaten the preservation of capital. Therefore, capital preservation is the most fitting objective for a cash down payment like Patel's.